Mortgage rates are largely flat at Capital One Financial on Thursday, November 6. The benchmark 30-year fixed rate loan is advertised at 4.000% today with a 4.052% APR. Buyers can lock into the shorter-term 15-year fixed mortgage at 3.375% with an APR of 3.466%. The 5/1 adjustable rate mortgage offers greater savings and flexibility with a 3.000% interest rate for the first five years and a starting APR of 2.895%. Capital One advertises the 7/1 ARM at 3.125% for the first 7 years with a starting APR of 2.991%.
Larger conforming loan amounts between $417,000 and $625,500 are available in designated high-cost areas. A larger 30-year mortgage is quoted at 4.000% today with a 4.029% APR. The larger 15-year fixed loan is quoted with an interest rate of 3.250% today with a 3.319% APR. Buyers can lock into the larger 5/1 adjustable rate mortgage with an interest rate of 3.125% with a 2.907% APR to start.
The best rate for a 30-year mortgage today is 3.875% for a jumbo loan with an APR of 3.907%. The 15-year jumbo mortgage is quoted at 3.625% today with an APR of 3.663%. Jumbo borrowers can lock into a 5/1 jumbo ARM at 2.750% for the first five years with an APR of 2.780% to start.
Refinance Rates Today
Refinance rates at Capital One are largely unchanged. The 30-year refinance mortgage is quoted at 4.000%. Homeowners can turn to the most popular 15-year refi loan at 3.375% today with an APR of 3.486%. For greater flexibility, Capital One advertises the 5/1 refinance ARM at 3.250% for the first 5 years with a 2.983% APR to start.
Disclaimer: The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes.
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